You work, you get paid, you pay your taxes. But without a payslip, nobody can see it. AfroTrust turns your everyday proof into a passport you show to a lender, a landlord, an employer.
Traders, artisans, drivers, farmers, freelancers: the vast majority work outside the circuits that produce a recognised financial history. So a perfectly reliable person is treated as a stranger. They're refused credit, asked for twelve months of deposit, passed over for a job.
Yet the proof exists. It's in mobile money flows, in social contributions, in tax certificates. Nobody had brought it together in the person's own interest.
Trust shouldn't depend on a formal employment contract, but on real behaviour: regularity, consistency, meeting your obligations.
Nothing is collected without you. You decide what to put forward and who gets to see it.
Your ID, your mobile money statement, your tax compliance certificate, your CNPS certificate if you have one.
Document authenticity, matching names, regularity of income. Every fact on the passport says how it was verified.
A link or QR code the landlord, lender or employer scans to see exactly what you chose to share.
Each line says what was verified, when, and how. Whoever reads the passport sees exactly what you see.
ID document checked, liveness selfie, name and date of birth matched across every document.
Authenticated MTN MoMo or Orange Money statement. The passport shows a regularity level and the depth of your history, never your amounts. An income band can be shared with a lender, only if you decide to.
Tax compliance certificate checked directly with the DGI by its reference number, with its expiry date.
Authenticated voluntary-insurance certificate. Rare in the informal sector, so a strong signal of seriousness.
The score is a sum, not an opaque algorithm: every point comes from a document you provided. The level is the quick read, and the passport says what's missing to reach the next one.
Identity verified.
The person is who they say they are.
+ authenticated mobile money account, at least 3 months of activity.
Real, traceable economic activity.
+ high regularity over 6 months, or a valid tax compliance certificate.
Reliable for a lease, supplier credit, a job.
Identity, 12 months of regular activity and tax compliance. CNPS as a bonus.
The strongest profile: larger credit, long-term commitments.
Verified ID and matching documents.
Depth of history, regularity of inflows, diversity of payers. Never the amounts.
Valid tax compliance certificate, checked with the DGI.
Up-to-date voluntary social insurance contributions.
The score is recalculated on every update and goes down if a certificate expires or activity stops. It's only worth anything if it's current.
Assess a borrower without a banking history, cut the risk and the cost of processing a file.
Rent to a reliable tenant without demanding twelve months of deposit. Check with one scan.
An objective reference on a candidate from the informal sector, with their consent.
Extend supplier credit to a retailer whose takings are regular.
Admit new members without relying only on word of mouth.
Assess from abroad a tenant, a partner or a relative you're entrusting with money back home.
Nothing is collected or shared without your explicit decision. Your amounts stay confidential. You can remove a document or delete your passport at any time.
The passport highlights what you do well. There is no blacklist, no rating that follows you against your will.
Built to comply with Cameroon's Law No. 2024/017 on personal data protection.
As soon as good behaviour becomes a visible asset, more people adopt it. Contributing, declaring, paying by mobile money: everyone wins.
Being up to date on contributions becomes a concrete argument for a loan or a lease.
The tax compliance certificate gains a value recognised beyond the administration.
Every digital transaction becomes a building block of the customer's financial reputation.
A qualified informal-sector clientele, with proof authenticated before the first meeting.
We're opening first in Douala and Yaoundé. Leave your number and we'll let you know as soon as your passport can be created.